Bnk Sys


Learn about us and what we do best.


Our Mission


Bnk Sys is a global consulting company aiming to provide top notch IT and systems-related services to banks, formal financial institutions (FFIs), and non-governmental organisations (NGOs).

Our mission is to help our clients leverage the power of their software (primarily Temenos T24 or InclusiveBankingSuite systems), reduce their exposure to systems threats, capitalise on business opportunities, and protect employees and assets. Our personal approach is widely recognised.

The People


Bnk Sys is owned and operated by Lucian Fratila (LinkedIn). He has been lead technical consultant and/or senior advisor on more than two-dozen implementations, upgrades, and other large projects for a wide and select range of microfinance institutions and commercial banks.

In addition to the renowned consulting services provided by Lucian (references available upon request), we have access to a network of highly skilled professionals specialising in business consulting, hardware, technology, accounting, security, and support.



Bnk Sys has been actively cooperating with banks, FFIs, and NGOs from all over the globe. We are particularly strong in working under tight conditions, in countries that are economically less developed. We are experienced in dealing with multi-national organisations, cultural differences, under-technologised environments and unclear regulations. We are pretty good in wearing multiple hats.



See what Bnk Sys can do for you...



"I have a long and trusted relationship with Lucian at Opportunity International where he has played a key role in bringing superior banking system expertise to the microfinance community. I am proud to call him a colleague and a friend. I continue to work with Lucian in my new role as Executive Director of MicroPlanet Tech because i know when he is on the job, it will get done right, on time, and with sound basis of knowledge and care for the clients needs." - Daryl Skoog, Sr. VP Technology at Opportunity International

“Lucian is a class of his own... a thorough professional, very analytical and focussed on his mission. Not only does his job 100+, but adds great value to the job. Leaves a lasting impression on you... Will be a blessing to any company who can get his time.” - Ross T. Nathan, COO at Urwego Bank, Rwanda

“Very thorough and analytical, Lucian is an excellent technical expert that finds quick and optimal solutions for almost any IT problem. He has very good documentation skills which makes his work transferrable, thus contributing to building capacity all the time. We worked together in multiple banks' start ups and his contribution to serving the poor was tremendous.” - Diana Cazacu-Jamieson, COO at Banco Terra, Mozambique

"It is my pleasure to recommend the work of Lucian Fratila. I have known Lucian both as a co-worker and later as his director for 10 years. A technician at heart, Lucian is a rare breed of technical expert that works comfortably with technicians and with non-technicians alike, and is an effective communicator." - Frank Livingston, Director of Implementations and Integration Services at Opportunity International

"Lucian is a greatly respected expert - not just in his major technical field (Temenos T24) but also in all the ancillary web technologies and architecture needed to provide resilient, secure channels for core banking. He's a great guy to work with, and has always gone an extra mile for external and internal customers." - Justin McAuley, Global Digital Financial Systems Architect at VisionFund International

"I have loved having Lucian as a colleague. He is hard-working, reliable, promptly and comprehensively answers to my T24 questions. He has an excellent knowledge of the intricacies of T24, and is able to recommend, among different options possible, which one is the best among these. He is a team player and always delivers timely his part. Lucian is a great professional and will be a great addition to any team lucky enough to have him." - France Barral, Thematic Programme Manager at VisionFund International

Client Locations

  • Romania
  • Moldova
  • Albania
  • Serbia
  • Montenegro
  • UK
  • Malawi
  • Rwanda
  • Mozambique
  • Tanzania
  • Zambia
  • Ghana
  • Kenya
  • Congo DR
  • Mauritius
  • Georgia
  • Azerbaijan
  • Sri Lanka
  • India
  • Philippines
  • Indonesia
  • USA
  • Haiti
  • Colombia
  • Mexico